Mission Statement:
"To be accepted as the leading credit rating agency in the country through highest standards of professionalism and ethics"

The Second Decade of Operations

The primary function of PACRA is to evaluate the capacity and willingness of a corporate entity to honor its debt obligations. PACRA ratings reflect an independent, professional and impartial assessment of the credit risk associated with a particular debt instrument or a corporate entity. By providing a measurement of risk, PACRA's ratings facilitate investors in making prudent investment decisions after determining the acceptable rate of return at the given risk level. However, regardless of the type of rating, it is not a recommendation to purchase, sell or hold a security, in as much as it does not comment on the security's market price or suitability for a particular investor.


New Press Releases:
August 26, 2008:

PACRA Maintains Asset Manager Rating of Askari Investment Management Limited (AIM).......(Get Report)
August 25, 2008:

PACRA Maintains Entity Ratings of Tri-Pack Films Limited (TPFL).......(Get Report)
August 18, 2008:

PACRA Maintains Entity Ratings of Pak-Arab Refinery Limited.......(Get Report)
August 18, 2008:

PACRA Maintains Asset Manager Rating OF National Investment Trust Limited.......(Get Report)
August 12, 2008:

PACRA Maintains Entity Ratings of National Refinery Limited.......(Get Report)
August 06, 2008:

PACRA Upgrades Long-Term Entity Rating of Attock Refinery Limited.......(Get Report)
August 04, 2008:

PACRA Maintains the IFS Rating Of The United Insurance Company of Pakistan Limited.......(Get Report)
August 04, 2008:

PACRA Maintains Entity Ratings Of Network Microfinance Bank Limited.......(Get Report)
July 30, 2008:

PACRA Withdraws Rating of Securitized TFC of Chanda Oil & Gas Securitization Company Limited.......(Get Report)
July 28, 2008:

PACRA Maintains Ratings of Pak Elektron Limited.......(Get Report)
July 24, 2008:

PACRA Assigns Entity Ratings To Pak Iran Joint Investment Company  Limited.......(Get Report)
July 24, 2008:

PACRA Maintains Ratings of Al-Abbas Sugar Mills Limited.......(Get Report)
July 22, 2008:

PACRA Assigns Asset Manager Rating to Alliance Investment Management Limited.......(Get Report)
July 21, 2008:

PACRA Assigns Entity Ratings to Pak China Investment Company Limited.......(Get Report)
July 17, 2008:

PACRA Maintains Entity Ratings of BankIslami Pakistan Limited.......(Get Report)
July 17, 2008:

PACRA Maintains Entity Ratings of Pak Libya Holding Company (Pvt.) Limited.......(Get Report)
July 14, 2008:

PACRA Assigns Positive Outlook to Entity Ratings of JS Bank Limited.......(Get Report)
July 14, 2008:

PACRA Maintains Ratings of Jahangir Siddiqui & Co. Limited.......(Get Report)
July 11, 2008:

PACRA Assigns Entity Ratings To Al Ghurair Giga Pakistan Private Limited.......(Get Report)
July 09, 2008:

PACRA Assigns “AA” Rating To The Sukuk Issue of Sui Southern Gas Company Limited.......(Get Report)
July 09, 2008:

PACRA Maintains Ratings of Habib Metropolitan Bank Limited.......(Get Report)
July 08, 2008:

PACRA Maintains Ratings of Emirates Global Islamic Bank Limited.......(Get Report)
July 07, 2008:

PACRA Maintains Entity Ratings of Atlas Bank Limited.......(Get Report)
July 07, 2008:

PACRA Assigns Positive Outlook to the IFS Rating of East West Insurance Company Limited.......(Get Report)
July 05, 2008:

PACRA Maintains Entity Ratings of Faysal Bank Limited.......(Get Report)
July 04, 2008:

PACRA Assigns Positive Outlook TO IFS Rating Of Shaheen Insurance Company Limited.......(Get Report)
July 04, 2008:

PACRA Maintains Ratings of Standard Chartered Bank (Pakistan) Limited.......(Get Report)
July 03, 2008:

PACRA Maintains Entity Ratings of MCB Bank Limited.......(Get Report)
July 03, 2008:

PACRA Maintains Ratings of Bank Al Habib Limited.......(Get Report)
July 02, 2008:

PACRA Maintains Ratings Of Engro Chemical Pakistan Limited.......(Get Report)
July 01, 2008:

PACRA Upgrades Long-Term and Short-Term Entity Ratings of KASB Bank Limited.......(Get Report)
July 01, 2008:

PACRA Maintains Ratings of Bank Alfalah Limited.......(Get Report)
July 01, 2008:

PACRA Maintains Entity Ratings of Mybank Limited.......(Get Report)
June 30, 2008:

PACRA Maintains Ratings Of Allied Bank Limited.......(Get Report)
June 30, 2008:

PACRA Maintains Entity and TFC Ratings of Soneri Bank Limited.......(Get Report)
June 30, 2008:

PACRA Maintains Ratings Of Askari Bank Limited .......(Get Report)
June 26, 2008:

PACRA Upgrades Ratings of NIB Bank Limited.......(Get Report)
June 23, 2008:

PACRA Maintains Insurer Financial Strength (IFS) Rating of Atlas Insurance Limited.......(Get Report)
June 12, 2008:

PACRA Assigns Rating to Proposed Sukuk Issue of Amreli Steels (Pvt.) Limited.......(Get Report)
June 11, 2008:

PACRA Assigns IFS Rating To Trakker Direct Insurance Company Limited.......(Get Report)
June 05, 2008:

PACRA Assigns Rating To The Proposed Second TFC Issue of Upto PKR 5,000mln By Allied Bank Limited.......(Get Report)
May 28, 2008:

PACRA and NESPAK have Assigned ‘PE 2’ Developer Grading to Eden Builders Limited.......(Get Report)
May 28, 2008:

PACRA Maintains “AA-“’ rating of the Securitized TFC Issue of Financial Receivables Securitization Company Limited .......(Get Report)
May 27, 2008:

PACRA Adjusts Entity Ratings of The Bank of Punjab.......(Get Report)
May 27, 2008:

PACRA maintains the Entity Ratings of Packages Limited.......(Get Report)
May 27, 2008:

PACRA Assigns Rating To Sukuk Of Eden Developers (Pvt.) Limited.......(Get Report)
May 22, 2008:

PACRA Maintains Entity Ratings of JS Investments Limited.......(Get Report)
May 21, 2008:

PACRA Assigns Entity And TFCs Ratings To Trust Investment Bank Limited.......(Get Report)
May 19, 2008:

PACRA Assigns Insurer Financial Strength Rating to Alfalah Insurance Company Limited.......(Get Report)
May 16, 2008:

PACRA Maintains IFS Rating of Habib Insurance Company Limited.......(Get Report)
May 14, 2008:

PACRA Assigns Ratings to ABN AMRO Bank (Pakistan) Limited.......(Get Report)
May 13, 2008:

PACRA asssigns Star Ratings to Funds of JS Investments Limited.......(Get Report)
May 09, 2008:

PACRA Assigns Ratings to First Fidelity Leasing Modaraba.......(Get Report)
May 08, 2008:

PACRA Assigns Positive Outlook to Ratings of Pace (Pakistan) Limited.......(Get Report)
May 05, 2008:

PACRA Maintains Asset Manager Rating of Alfalah GHP Investment Management Limited (AGIM).......(Get Report)
May 02, 2008:

PACRA Withdraws Ratings of Dewan Farooque Spinning Mills Limited.......(Get Report)
May 02, 2008:

PACRA Withdraws Ratings of Dewan Farooque Motors Limited.......(Get Report)
April 29, 2008:

PACRA Assigns Star Ratings to Funds of Dawood Capital Management Limited.......(Get Report)
April 28, 2008:

PACRA Puts Entity Ratings Of The Bank of Punjab On RatingWatch.......(Get Report)
April 28, 2008:

PACRA Maintains Asset Manager Rating of JS Investments Limited at ‘AM2+’.......(Get Report)
April 28, 2008:

PACRA Assigns Rating To Pak Brunei Investment Companyed.......(Get Report)
April 22, 2008:

PACRA Assigns Rating of A- To Proposed Secured TFC Issue By Shakarganj Mills Limited.......(Get Report)
April 11, 2008:

PACRA Assigns Positive Outlook To Entity Ratings of First Habib Modaraba.......(Get Report)
April 03, 2008:

PACRA Assigns Rating To Proposed Sukuk Of Eden Builders (Pvt.) Limited.......(Get Report)
March 28, 2008:

PACRA Assigns Rating to the Proposed TFC Issue of Worldcall Telecom Limited.......(Get Report)
March 28, 2008:

PACRA Reaffirms Entity Ratings of The Bank of Punjab.......(Get Report)
March 24, 2008:

PACRA Maintains the Entity Ratings of ORIX Investment Bank Pakistan Limited.......(Get Report)
March 20, 2008:

PACRA Removes Entity Ratings Of Kasb Bank From Rating Watch.......(Get Report)
March 12, 2008:

PACRA Maintains Ratings Of First Dawood Investment Bank Limited.......(Get Report)
March 10, 2008:

PACRA Assigns “A+” Rating To The Sukuk Issue of House Building Finance Corporation Limited (HBFC).......(Get Report)
March 06, 2008:

PACRA Maintains Ratings of ORIX Leasing Pakistan Limited.......(Get Report)
March 05, 2008:

PACRA Maintains Entity and TFCs Ratings of Pakistan Mobile Communications Limited.......(Get Report)
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