PACRA Upgrades Entity Ratings of University of Management and Technology

The University of Management and Technology (UMT) continues to demonstrate exceptional institutional growth and financial resilience, supporting its ratings upgrade through a combination of robust operational performance and a highly conservative capital structure. The institute maintains a near-zero leverage profile and is committed to remaining debt-free for the foreseeable future, ensuring that increasing revenues and improving margins are strategically reinvested into its core mission. This fiscal strength is further bolstered by a highly efficient management of working capital and consistently strong coverage ratios, providing a buffer for sustained operational stability. Driven by a student body of more than 25,000 and the academic excellence of over 300 PhD-qualified faculty, the institute is expanding its physical footprint to meet rising enrollment demands and facilitate academic diversification into AI and medical sciences. These strategic developments include the construction of the MAP building, which will be dedicated to the Medical College and Pharmacy Department, and the Arena, a state-of-the-art facility designed for student sports and extracurricular activities, thereby securing a sustainable foundation for long-term excellence and holistic student development.
The ratings are contingent on the management’s ability to maintain strong margins while ensuring the institution remains financially self-sufficient and generates surplus to support expansion initiatives. Effective management of working capital, along with maintaining adequate cash flows and coverage ratios, is crucial for sustaining the ratings. Any significant weakening in coverage levels, profitability, or liquidity could have a negative impact on the ratings.

About the Entity
University of Management and Technology ('UMT' or 'the University') was established through ACT XV of 2004 (University of Management and Technology, Lahore Act 2004) by the Provincial Assembly of the Government of Punjab. The University being non-profit educational institute Chartered by the Government, is an independent corporate body run by the Board of Governors. The Board of Governors includes representatives from the ILM Trust, Government and Regulatory Bodies. Mr. Ibrahim Hasan Murad Honors Chairman & President University of Management and Technology. With multiple leadership roles under his belt, Mr. Ibrahim Hasan Murad primarily aims to provide opportunities for a powerful future ahead. Dr. Asif Raza serves as the Rector.