Our Team

PACRA is all about its people, the only asset it has.


Usman Haider

Usman Haider  

Chief Executive Officer
PACRAite since: Feb 2023

Seasoned executive with 25+ years of post-qualification transactional experience locally and internationally in corporate finance, project finance, debt syndication, equity raising, credit analysis, financial feasibility, financial restructuring, mergers and acquisitions, project development, and regulatory affairs spanning across various sectors including but not limited to energy, power generation, banking, technology, aviation, cement, telecommunication, electricity distribution, hospitality, food products, education, fertilizer, sugar, etc. Extensive experience and intricate knowledge of all aspects of transaction advisory having successfully advised or concluded transactions in the excess of USD 10 billion over my professional career.

Strong entrepreneurship background and investment portfolio as shareholder of Pakistan Credit Rating Agency Limited (PACRA), Pakistan’s leading corporate credit rating agency; founder and sponsoring shareholder of Aequitas Information Services Limited (Tasdeeq), Pakistan’s 1st State Bank licensed credit bureau; and sponsoring shareholder of TenX (Private) Limited (formerly Analytics (Private) Limited), a leading data analytics and software development firm in Pakistan, and founder and sponsoring shareholder of Agrilift Pakistan Limited, a start-up in agritech.



Jhangeer Hanif

Jhangeer Hanif

Chief Rating Officer
PACRAite since: Jan 2007
ADNAN DILAWAR

ADNAN DILAWAR

Chief Solutions Officer
PACRAite since: Jan 2007
Sameer Khan

Sameer Khan

Chief Business Officer
PACRAite since : Nov 2015


Iram Tahir

Iram Tahir

Company Secretary / Compliance Officer
PACRAite since: Jun 2018
Kamran saleem

Kamran Saleem

Head | Support & Operations
PACRAite since: Mar 2022
M Rafique Janjua

M Rafique Janjua

Head MIT
PACRAite since: Nov 2009
Shahid Idrees

Shahid Idrees

Sr. Manager | IT & Administration
PACRAite since: Mar 2007


Sajjad Salman

Sajjad Salman

Sr. Manager | Finance
PACRAite since: Dec 2018
Muhammad Hassan

Muhammad Hassan

Sr. Manager - Product Development
PACRAite since: May 2016
Saniya Tauseef

Saniya Tauseef

Sr. Manager | Research
PACRAite since: Dec 2017


Madiha Sohail

Madiha Sohail

Sr. Manager - Rating
PACRAite since: Feb 2018
Anam waqas Ghayour

Anam Waqas Ghayour

Sr. Manager - Rating
PACRAite since: Feb 2020