Sector Research

Research forms an integral part of PACRA’s rating process.

The primary outcome of research is a sector study report. PACRA adds value by identifying specific array of factors that lead to credit risk in a particular industry. The frontiers of research at PACRA go beyond the domestic arena to cover international markets, hence affording a rich information resource in generating comparative analysis. All research publications are generated through independent in-house data gathering and deliberation. Wherever possible, primary sources of information are tapped. We also engage industry participants to enhance depth and breadth of analysis.

All Sectors

Sr. No. Title Date
1 Asset Managers Jun-2021
2 Automotive Parts Oct-2020
3 Brokerage & Securities Jan-2021
4 Cement Mar-2021
5 Chemical Jul-2020
6 Coal Mining and Trading Jul-2020
7 Commercial Bank Jun-2021
8 Communication May-2021
9 Composite Nov-2020
10 Construction Mar-2021
11 Credit Guarantee Institutions Jun-2020
12 DFIs Jun-2020
13 Distribution | Electricity Jan-2021
14 Distribution | Gas Jun-2020
15 Edible Oil Feb-2021
16 Fertilizer Jan-2021
17 Food Products Dec-2020
18 Furniture & Fixtures Feb-2021
19 Garments Dec-2020
20 General Insurance May-2021
21 Holding Company Aug-2020
22 Hotel & Retail Industry Jun-2021
23 Household Appliances Feb-2021
24 Industrial Gases Oct-2020
25 Jute Dec-2020
26 Life Insurance Jun-2020
27 Media Jun-2020
28 Microfinance Sep-2020
29 Mobile Phone and Allied Products Jun-2020
30 Modaraba & NBFCs Apr-2021
31 Mutual Funds | Performance Feb-2021
32 Mutual Funds | Stability Apr-2021
33 Oil Marketing Companies Nov-2020
34 Paints Sep-2020
35 Paper and Packaging Nov-2020
36 Passenger Cars May-2021
37 Pesticides Feb-2021
38 Pharmaceutical May-2021
39 Pipeline Networks May-2021
40 Polyester Feb-2021
41 Poultry Jan-2021
42 Poultry Feed Jan-2021
43 Power Jan-2021
44 Real Estate May-2021
45 Refineries Nov-2020
46 Relief Jan-2021
47 Rice Nov-2020
48 Road Infrastructure Apr-2021
49 Shipping Jun-2020
50 Spinning Sep-2020
51 Steel Sep-2020
52 Sugar Dec-2020
53 Technology May-2021
54 Towel Jan-2021
55 Tracking Services May-2021
56 Trucks & Buses Dec-2020
57 Tyres Oct-2020
58 Weaving Sep-2020

Financial Institutions

Sr. No. Title Date
1 Asset Managers Jun-2021
2 Brokerage & Securities Jan-2021
3 Commercial Bank Jun-2021
4 Credit Guarantee Institutions Jun-2020
5 DFIs Jun-2020
6 General Insurance May-2021
7 Life Insurance Jun-2020
8 Microfinance Sep-2020
9 Modaraba & NBFCs Apr-2021
10 Mutual Funds | Performance Feb-2021
11 Mutual Funds | Stability Apr-2021

Corporates

Sr. No. Title Date
1 Automotive Parts Oct-2020
2 Cement Mar-2021
3 Chemical Jul-2020
4 Coal Mining and Trading Jul-2020
5 Communication May-2021
6 Composite Nov-2020
7 Construction Mar-2021
8 Distribution | Electricity Jan-2021
9 Distribution | Gas Jun-2020
10 Edible Oil Feb-2021
11 Fertilizer Jan-2021
12 Food Products Dec-2020
13 Furniture & Fixtures Feb-2021
14 Garments Dec-2020
15 Holding Company Aug-2020
16 Hotel & Retail Industry Jun-2021
17 Household Appliances Feb-2021
18 Industrial Gases Oct-2020
19 Jute Dec-2020
20 Media Jun-2020
21 Mobile Phone and Allied Products Jun-2020
22 Oil Marketing Companies Nov-2020
23 Paints Sep-2020
24 Paper and Packaging Nov-2020
25 Passenger Cars May-2021
26 Pesticides Feb-2021
27 Pharmaceutical May-2021
28 Pipeline Networks May-2021
29 Polyester Feb-2021
30 Poultry Jan-2021
31 Poultry Feed Jan-2021
32 Power Jan-2021
33 Real Estate May-2021
34 Refineries Nov-2020
35 Relief Jan-2021
36 Rice Nov-2020
37 Road Infrastructure Apr-2021
38 Shipping Jun-2020
39 Spinning Sep-2020
40 Steel Sep-2020
41 Sugar Dec-2020
42 Technology May-2021
43 Towel Jan-2021
44 Tracking Services May-2021
45 Trucks & Buses Dec-2020
46 Tyres Oct-2020
47 Weaving Sep-2020