Sector Research

Research forms an integral part of PACRA’s rating process.

The primary outcome of research is a sector study report. PACRA adds value by identifying specific array of factors that lead to credit risk in a particular industry. The frontiers of research at PACRA go beyond the domestic arena to cover international markets, hence affording a rich information resource in generating comparative analysis. All research publications are generated through independent in-house data gathering and deliberation. Wherever possible, primary sources of information are tapped. We also engage industry participants to enhance depth and breadth of analysis.

All Sectors

Sr. No. Title Date
1 Asset Managers Jun-2023
2 Automotive Parts Oct-2023
3 Batteries Dec-2023
4 Brokerage & Securities Jan-2024
5 Cement Mar-2023
6 Chemical Jul-2023
7 Coal Mining and Trading Jul-2023
8 Commercial Bank Jun-2023
9 Communication May-2023
10 Composite and Garments Dec-2023
11 Construction Mar-2023
12 Credit Guarantee Institutions Jun-2023
13 DFIs Jun-2023
14 Distribution | Electricity Feb-2023
15 Distribution | Gas Jul-2023
16 Edible Oil Feb-2024
17 Education Jul-2023
18 Fertilizer Jan-2024
19 Food Products Dec-2023
20 Furniture & Fixtures Feb-2024
21 General Insurance Jun-2023
22 Glass Dec-2023
23 Healthcare Dec-2023
24 Holding Company Aug-2023
25 Hotel & Retail Industry Jun-2023
26 Household Appliances Mar-2023
27 Industrial Gases Nov-2023
28 Jute Oct-2023
29 Leather Mar-2023
30 Life Insurance Jun-2023
31 Machinery Dec-2023
32 Media Mar-2023
33 Metals Dec-2023
34 Microfinance Sep-2023
35 Mobile Phone and Allied Products Dec-2023
36 Modaraba & NBFCs Apr-2023
37 Mutual Funds Feb-2024
38 Oil Transportation & Storage Oct-2023
39 Paper and Packaging Nov-2023
40 Passenger Cars May-2023
41 Pesticides Feb-2023
42 Pharmaceutical May-2023
43 POL Distribution - OMCs & Dealers Nov-2023
44 Polyester Feb-2024
45 Poultry Sep-2023
46 Poultry Feed Jan-2024
47 Power Jan-2024
48 Real Estate May-2023
49 Refineries Nov-2023
50 Relief Feb-2024
51 Rice Oct-2023
52 Shipping Jun-2023
53 Spinning Sep-2023
54 Steel Sep-2023
55 Sugar Aug-2023
56 Technology May-2023
57 Towel Sep-2023
58 Tracking Services Dec-2023
59 Trucks & Buses Dec-2023
60 Tyres Oct-2023
61 Weaving Aug-2023

Financial Institutions

Sr. No. Title Date
1 Asset Managers Jun-2023
2 Brokerage & Securities Jan-2024
3 Commercial Bank Jun-2023
4 Credit Guarantee Institutions Jun-2023
5 DFIs Jun-2023
6 General Insurance Jun-2023
7 Life Insurance Jun-2023
8 Microfinance Sep-2023
9 Modaraba & NBFCs Apr-2023
10 Mutual Funds Feb-2024

Corporates

Sr. No. Title Date
1 Automotive Parts Oct-2023
2 Batteries Dec-2023
3 Cement Mar-2023
4 Chemical Jul-2023
5 Coal Mining and Trading Jul-2023
6 Communication May-2023
7 Composite and Garments Dec-2023
8 Construction Mar-2023
9 Distribution | Electricity Feb-2023
10 Distribution | Gas Jul-2023
11 Edible Oil Feb-2024
12 Education Jul-2023
13 Fertilizer Jan-2024
14 Food Products Dec-2023
15 Furniture & Fixtures Feb-2024
16 Glass Dec-2023
17 Healthcare Dec-2023
18 Holding Company Aug-2023
19 Hotel & Retail Industry Jun-2023
20 Household Appliances Mar-2023
21 Industrial Gases Nov-2023
22 Jute Oct-2023
23 Leather Mar-2023
24 Machinery Dec-2023
25 Media Mar-2023
26 Metals Dec-2023
27 Mobile Phone and Allied Products Dec-2023
28 Oil Transportation & Storage Oct-2023
29 Paper and Packaging Nov-2023
30 Passenger Cars May-2023
31 Pesticides Feb-2023
32 Pharmaceutical May-2023
33 POL Distribution - OMCs & Dealers Nov-2023
34 Polyester Feb-2024
35 Poultry Sep-2023
36 Poultry Feed Jan-2024
37 Power Jan-2024
38 Real Estate May-2023
39 Refineries Nov-2023
40 Relief Feb-2024
41 Rice Oct-2023
42 Shipping Jun-2023
43 Spinning Sep-2023
44 Steel Sep-2023
45 Sugar Aug-2023
46 Technology May-2023
47 Towel Sep-2023
48 Tracking Services Dec-2023
49 Trucks & Buses Dec-2023
50 Tyres Oct-2023
51 Weaving Aug-2023