Sector Research

Research forms an integral part of PACRA’s rating process.

The primary outcome of research is a sector study report. PACRA adds value by identifying specific array of factors that lead to credit risk in a particular industry. The frontiers of research at PACRA go beyond the domestic arena to cover international markets, hence affording a rich information resource in generating comparative analysis. All research publications are generated through independent in-house data gathering and deliberation. Wherever possible, primary sources of information are tapped. We also engage industry participants to enhance depth and breadth of analysis.

All Sectors

Sr. No. Title Date
1 Sector Dashboard | Commercial Bank Dec-2022
2 Sector Dashboard | Communication Dec-2022
3 Sector Dashboard | Passenger Cars Dec-2022
4 Sector Dashboard | Pharmaceutical Dec-2022
5 Sector Dashboard | Real Estate Dec-2022
6 Sector Dashboard | Towel Dec-2022
7 Asset Managers Jun-2022
8 Automotive Parts Oct-2022
9 Batteries Dec-2021
10 Brokerage & Securities Jan-2022
11 Cement Mar-2022
12 Chemical Jul-2022
13 Coal Mining and Trading Jul-2022
14 Composite and Garments Dec-2021
15 Construction Mar-2022
16 Credit Guarantee Institutions Jun-2022
17 DFIs Jun-2022
18 Distribution | Electricity Jan-2022
19 Distribution | Gas Jun-2022
20 Edible Oil Feb-2022
21 Education May-2022
22 Fertilizer Jan-2022
23 Food Products Dec-2021
24 General Insurance May-2022
25 Glass Dec-2022
26 Holding Company Aug-2022
27 Hotel & Retail Industry Jun-2022
28 Household Appliances Feb-2022
29 Industrial Gases Oct-2022
30 Jute Oct-2022
31 Leather Mar-2022
32 Life Insurance Jun-2022
33 Machinery Dec-2022
34 Media Mar-2022
35 Metals Dec-2021
36 Microfinance Sep-2022
37 Mobile Phone and Allied Products Dec-2022
38 Modaraba & NBFCs Apr-2022
39 Mutual Funds | Performance Feb-2022
40 Mutual Funds | Stability Apr-2022
41 Oil Marketing Companies Nov-2022
42 Paper and Packaging Nov-2022
43 Pesticides Feb-2022
44 Pipeline Networks Oct-2022
45 Polyester Feb-2022
46 Poultry Sep-2022
47 Poultry Feed Jan-2022
48 Power Jan-2022
49 Refineries Nov-2022
50 Relief Jan-2022
51 Rice Oct-2022
52 Shipping Jun-2022
53 Spinning Sep-2022
54 Steel Sep-2022
55 Sugar Apr-2022
56 Technology May-2022
57 Tracking Services Dec-2021
58 Trucks & Buses Dec-2021
59 Tyres Oct-2022
60 Weaving Aug-2022

Financial Institutions

Sr. No. Title Date
1 Sector Dashboard | Commercial Bank Dec-2022
2 Asset Managers Jun-2022
3 Brokerage & Securities Jan-2022
4 Credit Guarantee Institutions Jun-2022
5 DFIs Jun-2022
6 General Insurance May-2022
7 Life Insurance Jun-2022
8 Microfinance Sep-2022
9 Modaraba & NBFCs Apr-2022
10 Mutual Funds | Performance Feb-2022
11 Mutual Funds | Stability Apr-2022

Corporates

Sr. No. Title Date
1 Sector Dashboard | Communication Dec-2022
2 Sector Dashboard | Passenger Cars Dec-2022
3 Sector Dashboard | Pharmaceutical Dec-2022
4 Sector Dashboard | Real Estate Dec-2022
5 Sector Dashboard | Towel Dec-2022
6 Automotive Parts Oct-2022
7 Batteries Dec-2021
8 Cement Mar-2022
9 Chemical Jul-2022
10 Coal Mining and Trading Jul-2022
11 Composite and Garments Dec-2021
12 Construction Mar-2022
13 Distribution | Electricity Jan-2022
14 Distribution | Gas Jun-2022
15 Edible Oil Feb-2022
16 Education May-2022
17 Fertilizer Jan-2022
18 Food Products Dec-2021
19 Glass Dec-2022
20 Holding Company Aug-2022
21 Hotel & Retail Industry Jun-2022
22 Household Appliances Feb-2022
23 Industrial Gases Oct-2022
24 Jute Oct-2022
25 Leather Mar-2022
26 Machinery Dec-2022
27 Media Mar-2022
28 Metals Dec-2021
29 Mobile Phone and Allied Products Dec-2022
30 Oil Marketing Companies Nov-2022
31 Paper and Packaging Nov-2022
32 Pesticides Feb-2022
33 Pipeline Networks Oct-2022
34 Polyester Feb-2022
35 Poultry Sep-2022
36 Poultry Feed Jan-2022
37 Power Jan-2022
38 Refineries Nov-2022
39 Relief Jan-2022
40 Rice Oct-2022
41 Shipping Jun-2022
42 Spinning Sep-2022
43 Steel Sep-2022
44 Sugar Apr-2022
45 Technology May-2022
46 Tracking Services Dec-2021
47 Trucks & Buses Dec-2021
48 Tyres Oct-2022
49 Weaving Aug-2022