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Outstanding Ratings

Sr.No Entity Sector Rating Type Dissemination
Date
Action Rating Outlook Rating Watch
1 Kashf Foundation
Press Release | Report | History
Banks Entity 20-Feb-26 Maintain A Stable -
2 FFO Support Program
Press Release | Report | History
Banks Entity 10-Feb-26 Initial BB+ Stable -
3 AL Habib Exchange Company (Pvt.) Limited
Press Release | Report | History
Non Banking Financial Institutes Entity 06-Feb-26 Initial A+ Stable -
4 Mashreq Bank Pakistan Limited
Press Release | Report | History
Banks Entity 29-Jan-26 Initial AA Stable -
5 AL Habib Capital Markets (Pvt.) Limited
Press Release | Report | History
Capital Markets Entity 27-Jan-26 Maintain A Stable -
6 HBL Microfinance Bank Limited
Press Release | Report | History
Banks Entity 26-Dec-25 Maintain A+ Stable -
7 Intermarket Securities Limited (Formerly: EFG Hermes Pakistan Limited)
Press Release | Report | History
Capital Markets Entity 19-Dec-25 Maintain A- Stable -
8 JS Global Capital Limited
Press Release | Report | History
Capital Markets Entity 12-Dec-25 Maintain AA Stable -
9 Ismail Iqbal Securities (Pvt.) Limited
Press Release | Report | History
Capital Markets Entity 28-Nov-25 Maintain A- Stable -
10 Samba Bank Limited
Press Release | Report | History
Banks Entity 25-Nov-25 Maintain AA Stable -
11 KTRADE Securities Limited
Press Release | Report | History
Capital Markets Entity 21-Nov-25 Maintain A- Stable -
12 ISE Towers REIT Management Company Limited
Press Release | Report | History
Non Banking Financial Institutes Entity 28-Oct-25 Maintain A Stable -
13 Orient Rental Modaraba
Press Release | Report | History
Non Banking Financial Institutes Entity 30-Sep-25 Maintain A- Stable -
14 Parwaaz Financial Services Limited
Press Release | Report | History
Non Banking Financial Institutes Entity 26-Sep-25 Maintain A+ Stable -
15 Thardeep Microfinance Foundation
Press Release | Report | History
Banks Entity 25-Sep-25 Maintain BB Stable Yes
16 Escorts Investment Bank Limited
Press Release | Report | History
Non Banking Financial Institutes Entity 19-Sep-25 Downgrade BBB- Stable -
17 Dawood Equities Limited
Press Release | Report | History
Capital Markets Entity 19-Sep-25 Maintain A- Stable -
18 Trust Securities & Brokerage Limited
Press Release | Report | History
Capital Markets Entity 19-Sep-25 Maintain A- Stable -
19 First Punjab Modaraba
Press Release | Report | History
Non Banking Financial Institutes Entity 19-Sep-25 Maintain A- Stable -
20 First Habib Modaraba
Press Release | Report | History
Non Banking Financial Institutes Entity 19-Sep-25 Maintain AA+ Stable -
21 National Rural Support Programme
Press Release | Report | History
Banks Entity 15-Jul-25 Upgrade A Stable -
22 The Bank of Punjab
Press Release | Report | History
Banks Entity 30-Jun-25 Maintain AA+ Stable -
23 JS Bank Limited
Press Release | Report | History
Banks Entity 28-Jun-25 Maintain AA Stable -
24 Bank Alfalah Limited
Press Release | Report | History
Banks Entity 28-Jun-25 Maintain AAA Stable -
25 Rural Community Development Programmes
Press Release | Report | History
Banks Entity 27-Jun-25 Upgrade BBB+ Stable -
26 GuarantCo Limited
Press Release | Report | History
Non Banking Financial Institutes Entity 27-Jun-25 Maintain AAA Stable -
27 Bank of Khyber
Press Release | Report | History
Banks Entity 27-Jun-25 Maintain A+ Stable -
28 First Women Bank Limited
Press Release | Report | History
Banks Entity 27-Jun-25 Maintain A- Developing Yes
29 Export-Import Bank of Pakistan
Press Release | Report | History
Development Institutions Entity 27-Jun-25 Maintain AAA Stable -
30 Pak Libya Holding Company (Pvt.) Limited
Press Release | Report | History
Development Institutions Entity 25-Jun-25 Upgrade AA Stable -
31 Soneri Bank Limited
Press Release | Report | History
Banks Entity 25-Jun-25 Maintain AA- Stable -
32 BankIslami Pakistan Limited
Press Release | Report | History
Banks Entity 24-Jun-25 Maintain AA- Stable -
33 Habib Metropolitan Bank Limited
Press Release | Report | History
Banks Entity 24-Jun-25 Maintain AA+ Stable -
34 Allied Bank Limited
Press Release | Report | History
Banks Entity 24-Jun-25 Maintain AAA Stable -
35 Askari Bank Limited
Press Release | Report | History
Banks Entity 24-Jun-25 Maintain AA+ Stable -
36 Faysal Bank Limited
Press Release | Report | History
Banks Entity 24-Jun-25 Maintain AA Positive -
37 Pakistan Kuwait Investment Company (Pvt.) Limited
Press Release | Report | History
Development Institutions Entity 24-Jun-25 Maintain AAA Stable -
38 MCB Bank Limited
Press Release | Report | History
Banks Entity 23-Jun-25 Maintain AAA Stable -
39 MCB Islamic Bank Limited
Press Release | Report | History
Banks Entity 23-Jun-25 Maintain A+ Stable -
40 Bank AL Habib Limited
Press Release | Report | History
Banks Entity 23-Jun-25 Maintain AAA Stable -
41 National Bank of Pakistan
Press Release | Report | History
Banks Entity 23-Jun-25 Maintain AAA Stable -
42 Standard Chartered Bank (Pakistan) Limited
Press Release | Report | History
Banks Entity 23-Jun-25 Maintain AAA Stable -
43 National Credit Guarantee Company Limited
Press Release | Report | History
Non Banking Financial Institutes Entity 20-Jun-25 Initial AAA Stable -
44 Pakistan Microfinance Investment Company Limited
Press Release | Report | History
Development Institutions Entity 20-Jun-25 Maintain AA Stable Yes
45 PAIR Investment Company Limited
Press Release | Report | History
Development Institutions Entity 20-Jun-25 Maintain AA Stable -
46 Apna Microfinance Bank Limited
Press Release | Report | History
Banks Entity 15-May-25 Downgrade BB Negative -
47 Infra Zamin Pakistan Limited
Press Release | Report | History
Non Banking Financial Institutes Entity 02-May-25 Maintain AAA Stable -
48 Mobilink Microfinance Bank Limited
Press Release | Report | History
Banks Entity 30-Apr-25 Maintain A Stable -
49 Easypaisa Bank Limited (formerly Telenor Microfinance Bank Limited)
Press Release | Report | History
Banks Entity 30-Apr-25 Upgrade A+ Stable -
50 NRSP Microfinance Bank Limited
Press Release | Report | History
Banks Entity 30-Apr-25 Maintain A- Stable Yes
51 ASA Microfinance Bank (Pakistan) Limited
Press Release | Report | History
Banks Entity 29-Apr-25 Maintain A- Stable -
52 AGAHE Pakistan
Press Release | Report | History
Banks Entity 26-Apr-25 Upgrade BBB Stable -
53 Union Microfinance Company Limited
Press Release | Report | History
Banks Entity 25-Apr-25 Downgrade BB Stable Yes
54 Alfalah Securities (Pvt.) Limited (Formerly: Alfalah CLSA Securities (Pvt.) Limited)
Press Release | Report | History
Capital Markets Entity 23-Apr-25 Maintain A- Stable Yes
55 Optimus Capital Management (Pvt.) Limited
Press Release | Report | History
Capital Markets Entity 04-Apr-25 Maintain A- Stable -
56 JS Investments Limited (JSIL)
Press Release | Report | History
Non Banking Financial Institutes Entity 28-Mar-25 Initial A+ Stable -
57 JWS Pakistan
Press Release | Report | History
Banks Entity 28-Mar-25 Maintain BBB Stable -
58 SAFCO Microfinance Company (Private) Limited
Press Release | Report | History
Banks Entity 28-Mar-25 Maintain BBB Stable -
59 Sindh Microfinance Bank Limited
Press Release | Report | History
Banks Entity 28-Mar-25 Maintain A Stable -
60 The Punjab Provincial Cooperative Bank Limited
Press Release | Report | History
Banks Entity 19-Mar-25 Maintain BBB+ Stable -
61 Aba Ali Habib Securities (Pvt.) Limited
Press Release | Report | History
Capital Markets Entity 14-Mar-25 Maintain A- Stable -
62 OLP Financial Services Pakistan Limited (Formerly ORIX Leasing Pakistan Limited)
Press Release | Report | History
Non Banking Financial Institutes Entity 28-Feb-25 Maintain AA+ Stable -
63 OLP Modaraba
Press Release | Report | History
Non Banking Financial Institutes Entity 28-Feb-25 Maintain AA Stable -
64 U Microfinance Bank Limited
Press Release | Report | History
Banks Entity 14-Sep-24 Maintain A+ Stable -
65 ABHI Microfinance Bank Limited (formerly: FINCA Microfinance Bank Limited)
Press Release | Report | History
Banks Entity 23-Feb-24 Downgrade BBB+ Negative Yes
Complaints
Ms. Iram Tahir | Compliance Officer

+92 42 3586 9504-6 | compliance@pacra.com

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